The cost of online therapy in Colorado varies based on factors such as the therapist's qualifications, specialization, and whether they accept insurance. On average, clients can expect to pay:

• $100 to $150 per session for licensed therapists in private practice.

• $120 to $200 per session for therapists with advanced credentials or specialized expertise.

Some therapists and student interns offer sliding scale fees based on income, making therapy more accessible for individuals facing financial challenges. 

At Well Roots Counseling, we accept HSA and FSA accounts for payment. While we do not bill insurance directly, we are happy to discuss payment options and support you in finding the right therapy fit for your needs.

At Well Roots Counseling, we choose not to accept insurance so we can provide the highest level of personalized and confidential care. Insurance companies require a formal mental health diagnosis, detailed session notes, and ongoing documentation in order to authorize treatment. These requirements significantly limit your privacy and often restrict the type, length, and frequency of therapy.

A formal diagnosis is only given when clinically appropriate and ethically supported by adequate assessment. Since we do not accept insurance and do not provide insurance-related documentation, we are not required to assign diagnoses for clients who prefer not to have one on record.

Many clients choose private-pay therapy specifically to avoid receiving a diagnosis that could remain in their permanent health record or be shared between insurance companies.

If a diagnosis is needed for medical or psychiatric coordination of care, we discuss that on a case-by-case basis to ensure accuracy and ethical practice.

By remaining private pay, we are able to:

• Protect your confidentiality

• Tailor treatment without insurance-imposed limitations

• Focus on your needs—not on meeting insurance company criteria

• Avoid labeling clients with diagnoses that may not be clinically appropriate or desired

This allows us to offer a therapeutic space that is flexible, client-centered, and fully confidential.

Superbills function as insurance reimbursement documents and require us to assign a formal mental health diagnosis and include specific codes and clinical information. Because we do not diagnose for insurance purposes and do not participate in insurance reimbursement processes, we do not generate superbills.

Instead, we provide:

• Itemized receipts for payment

• The ability to use HSA or FSA cards (when discussed during the intake process)

This approach protects client privacy and maintains the integrity of our private-pay, diagnosis-optional practice structure.

Yes, there are several options for accessing free online therapy in Colorado, depending on your age, circumstances, and specific needs. At Well Roots Counseling in Colorado, we do not offer free therapy sessions. However, we accept HSA and FSA accounts for payment.

We understand that finding affordable therapy may be important, and we're here to support you in exploring options that fit your needs. Here are some resources you might consider:

I Matter Colorado

If you're a youth aged 18 or younger (or 21 if receiving special education services), you can access up to 6 free, no-cost therapy sessions through the I Matter program. These sessions are available virtually and do not require insurance or payment. You can sign up quickly by completing a short survey online. 

Colorado Crisis Services

For immediate mental health support, you can call 988 or text TALK to 38255 to connect with trained professionals. This service is free, confidential, and available 24/7 for issues like anxiety, depression, trauma, and more. 

Second Wind Fund

If you're under 19 and at risk of suicide, the Second Wind Fund offers up to 12 free therapy sessions. These sessions are available to youth who are uninsured or underinsured and can be referred by a school counselor or mental health professional. 

Regis University Center for Counseling, Family, and Play Therapy

Regis University offers low-cost or free online therapy to Colorado residents. They provide culturally competent care and do not require insurance. Fees are based on a sliding scale, with a maximum of $30 per session, and no client is turned away due to inability to pay. 

Free Yourself Denver

Free Yourself Denver provides telehealth therapy sessions for Colorado residents. They offer a range of services for various mental health challenges and are committed to creating an environment where you feel seen, heard, and supported. 

At Well Roots Counseling in Colorado, we do not accept insurance but do accept HSA and FSA payments. Many insurance plans do cover online therapy, but coverage varies by provider and plan. It’s best to check with your insurance directly to understand your benefits. If you have questions or need help exploring options, we’re here to support you.

At Well Roots Counseling, therapy for women creates space to explore the experiences and challenges that many women carry — often quietly and without support. While general counseling may cover a broad range of concerns, therapy tailored specifically for women focuses on areas like fertility struggles, pregnancy and postpartum transitions, motherhood, relationships, identity shifts, and the emotional weight that can come from trying to do it all. It’s a space where your story is seen, your feelings are valid, and you don’t have to hold it all alone.

Our work is centered on understanding how life transitions, trauma, and emotional overwhelm can impact well-being. We create space for women to show up honestly, without judgment, and explore the things that often go unspoken. Whether you’re navigating career stress, parenting, grief, or just trying to feel more like yourself again, we offer support that honors your lived experience.

Yes, therapy can be very helpful for postpartum depression and other reproductive-related mental health concerns. At Well Roots Counseling in Colorado, our therapists are trained specialists in perinatal and reproductive mental health. We provide compassionate, personalized support to help you navigate the emotional challenges of pregnancy, childbirth, postpartum, and reproductive health issues such as infertility, hormonal changes, and pregnancy loss. Therapy can offer coping strategies, emotional healing, and a safe space to talk about your experiences. You don’t have to face it alone — we’re here to walk alongside you.

Therapy can be a vital source of support for women who have experienced trauma or abuse. At Well Roots Counseling in Colorado, our therapists create a safe and compassionate space where you can begin to process difficult experiences at your own pace. We use approaches that focus on healing, building resilience, and restoring a sense of safety and trust. Therapy helps you understand the impact trauma has had on your life and relationships while teaching coping skills to manage overwhelming emotions. You don’t have to carry the weight of your past alone—we’re here to support your journey toward healing and strength.

At Well Roots Counseling, your first online therapy session is a chance to get to know your therapist and share what brought you to counseling. We’ll talk about your goals, what you’re hoping to work on, and any concerns you have. Your therapist will explain how the sessions work and answer your questions. The session is a safe, confidential space where you can feel comfortable opening up at your own pace. We’ll work together to create a plan that fits your needs and helps you move toward healing and growth.

Yes, online therapy can be just as effective as in-person therapy for many people and a wide range of concerns. At Well Roots Counseling in Colorado, our licensed therapists provide the same level of care and support in virtual sessions as they do in person. Whether you're navigating postpartum challenges, anxiety, trauma, or relationship stress, online therapy offers flexibility and accessibility without compromising the quality of your care. We’ll work with you to create a comfortable, personalized experience—wherever you are.